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Location profile for

Bern

Bern · 137'995 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafetyFamilies2nd Home
Quality of lifeCosts & commute
BernCanton BECH Ø
Further out always means better — for costs and commutes: cheaper or faster.
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Location profile

Key location factors for Bern at a glance.

Costs

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Tax burden
20.3 %
↑ Above CH median
Effective tax burden — roughly CHF 30,501 on an income of CHF 150,000. Rank 51 of 334 municipalities in Bern.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 531
↑ Expensive region
Average monthly premium for adults 2027. CHF 531 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 137 Young adultCHF 369
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
High
More expensive than 88 % of all municipalities in Switzerland and 96 % in BE.
Typical range CHF 25–38 per m² / month · median
Buy (apartment)
High
More expensive than 83 % of all municipalities in Switzerland and 97 % in BE.
Typical range CHF 7–12k per m² · median
Buy (house)
High
More expensive than 84 % of all municipalities in Switzerland and 98 % in BE.
Typical range CHF 7–12k per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.4 %
Tight market
0.4 % of all homes are vacant — 351 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
ThunBE36 min
FribourgFR39 min
BurgdorfBE41 min
Basel BS 76 min
Zürich ZH 81 min
Luzern LU 84 min
NPVM 2023 · ARE
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Car commute
ThunBE26 min
FribourgFR26 min
BurgdorfBE26 min
Basel BS 76 min
Zürich ZH 102 min
Luzern LU 84 min
Normal traffic · NPVM 2023

Quality of life

Land use
33.3 %
33.3 % forest, 46.0 % built-up area, 18.3 % farmland. The nearest forest edge is a median 141 metres away.
Source: FSO, land use statistics
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Safety
154.8 ‰
Elevated
154.8 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (over 50,000, median 102.6) — not the national average.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
60 %
↑ Above average
Tertiary level · CH Ø 35 %
Tertiary level
60 %
Upper secondary
28 %
Compulsory
12 %
FSO Structural Survey 2023
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Demographics
137'995 inhabitants
Children
15.7 %
Seniors 65+
17.2 %
Foreign nat.
25.8 %
Growth 5yr
+2.5 %
STATPOP 2024 · FSO
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Second homes
13.4 %
✓ No restriction
Share of second homes in housing stock (82,586 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 86.57 % · ARE 2025
Building structure
Single-family house
29 %
Building with 2 units
6 %
Multi-family house
58 %
2004 Median build year 37 % of which pre-1980 6 % Heat pump (from 2015) 3.0 Avg. rooms 78 m² Avg. floor area

Bern has an urban character: 58 % of residential buildings are multi-family houses, 29 % single-family homes.

The median build year 2004 is above the Swiss average (1991). 37 % of buildings date from before 1980.

Heat pumps are recorded in 6 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Bern right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Bern

What to watch in Bern

Frequently asked questions

Wie teuer ist Wohnen in Bern im Vergleich zu anderen Schweizer Gemeinden?

Der Kaufpreis für Wohnungen liegt bei 9'168 CHF pro m2, das ist teurer als in 83% aller Schweizer Gemeinden. Die Miete liegt bei 30.7 CHF pro m2 und Monat, teurer als in 88% aller Gemeinden.

Wie stehen die Chancen, in Bern eine Wohnung zu finden?

Die Leerwohnungsziffer lag 2025 bei 0.43%, was als knapper Markt eingestuft wird. Das deutet auf ein begrenztes Angebot an verfügbaren Wohnungen hin.

Wie hoch ist die Steuerbelastung in Bern?

Bei einem Bruttoeinkommen von 150'000 CHF liegt die Steuerbelastung für Alleinstehende ohne Kirchensteuer bei 20.3%, was 30'501 CHF entspricht. Das ist teurer als in 62% aller Schweizer Gemeinden.

Wie hoch sind die Krankenkassenprämien in Bern?

Für Erwachsene im Standardmodell liegt die monatliche Prämie bei 508 CHF. Das ist teurer als in 82% aller Schweizer Gemeinden.

Wie ist die Bevölkerungsstruktur in Bern?

15.7% der Bevölkerung sind unter 15 Jahren, 17.2% sind 65 Jahre oder älter. Die Bevölkerung ist in den letzten 5 Jahren um 2.5% gewachsen.

What do these prices mean?

Rents in the range of CHF 28-34/m²/mo. serve as a reference value for market-rate listings in Bern. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Bern — quick answers

What does a rental apartment in Bern cost per month?

Rental prices in Bern are currently typically in the range CHF 28-34 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 2,000–2,300 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Bern cost per m²?

The m² price for owner-occupied apartments in Bern is typically in the range CHF 8'700-9'700 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Bern cost?

The m² price for houses in Bern is typically in the range CHF 8'200-10'500 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Bern?

The effective tax burden in Bern is 20.3 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 30,501 per year. The Swiss median is 19.8 %; the burden in Bern is above. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Bern?

No — in Bern the share of second homes is 13.4 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Bern?

A first reference point is the local price per square metre: in Bern the median is around CHF 9'168 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Bern colour-coded.

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