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Location profile for

Cham

Zug · 18'273 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafety*Families2nd Home
Quality of lifeCosts & commute
ChamCanton ZGCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
*Safety: Zug publishes no municipal breakdown of its crime statistics. Shown is the cantonal figure, not a measurement for Cham.
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Location profile

Key location factors for Cham at a glance.

Costs

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Tax burden
8.9 %
↓ Low
Effective tax burden — roughly CHF 13,349 on an income of CHF 150,000. Rank 4 of 11 municipalities in Zug.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 325
↓ Cheap region
Average monthly premium for adults 2027. CHF 325 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 91 Young adultCHF 235
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Very high
More expensive than 97 % of all municipalities in Switzerland.
Typical range CHF 31–48 per m² / month · median
Buy (apartment)
Very high
More expensive than 98 % of all municipalities in Switzerland.
Typical range CHF 12–18k per m² · median
Buy (house)
Very high
More expensive than 98 % of all municipalities in Switzerland.
Typical range CHF 12–18k per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.4 %
Tight market
0.4 % of all homes are vacant — 32 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
ZugZG18 min
Wohlen (AG)AG47 min
LenzburgAG59 min
Luzern LU 44 min
Zürich ZH 55 min
Winterthur ZH 85 min
NPVM 2023 · ARE
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Car commute
ZugZG11 min
Wohlen (AG)AG36 min
LenzburgAG49 min
Luzern LU 25 min
Zürich ZH 33 min
Winterthur ZH 59 min
Normal traffic · NPVM 2023

Quality of life

Land use
11.9 %
11.9 % forest, 26.9 % built-up area, 59.0 % farmland. The nearest forest edge is a median 224 metres away.
Source: FSO, land use statistics
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Safety
43.0 ‰
Safe
43.0 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (10,000–20,000, median 52.0) — not the national average. Cantonal figure: Zug publishes no municipal breakdown. Cantonal figures are dominated by urban centres.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
53 %
↑ Above average
Tertiary level · CH Ø 35 %
Tertiary level
53 %
Upper secondary
36 %
Compulsory
11 %
FSO Structural Survey 2023
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Demographics
18'273 inhabitants
Children
19.4 %
Seniors 65+
17.0 %
Foreign nat.
27.7 %
Growth 5yr
+8.2 %
STATPOP 2024 · FSO
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Second homes
7.4 %
✓ No restriction
Share of second homes in housing stock (8,378 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 92.58 % · ARE 2025
Building structure
Single-family house
41 %
Building with 2 units
11 %
Multi-family house
44 %
2007 Median build year 8 % of which pre-1980 2 % Heat pump (from 2015) 3.6 Avg. rooms 103 m² Avg. floor area

Cham has a mixed building structure: 41 % single-family, 44 % multi-family and 11 % 2-unit buildings.

The median build year 2007 is above the Swiss average (1991). 8 % of buildings date from before 1980.

Heat pumps are recorded in 2 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Cham right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Cham

What to watch in Cham

Frequently asked questions

Wie teuer ist Wohneigentum in Cham?

Der Kaufpreis liegt bei 14'781 CHF pro m2, das ist höher als in 98% aller Schweizer Gemeinden. Wer eine Wohnung sucht, sollte sich auf entsprechend hohe Preise einstellen.

Wie stehen die Chancen, in Cham eine Mietwohnung zu finden?

Die Leerwohnungsziffer lag 2025 bei 0.38%, was als knapper Markt eingestuft wird. Die Mietpreise liegen bei 38.9 CHF pro m2 und Monat, höher als in 97% aller Schweizer Gemeinden.

Wie hoch ist die Steuerbelastung in Cham?

Bei einem Bruttoeinkommen von 150'000 CHF, alleinstehend und ohne Kirchensteuer, liegt die Steuerbelastung bei 8.9% beziehungsweise 13'349 CHF. Das ist günstiger als in allen anderen Schweizer Gemeinden.

Wie viele Menschen leben in Cham und wie setzt sich die Bevölkerung zusammen?

Cham zählt 18'273 Einwohner. 19.4% der Bevölkerung sind unter 15 Jahre alt, 17% sind 65 Jahre oder älter.

Wie naturnah ist die Umgebung von Cham?

Im Umkreis von Cham gibt es mehr unversiegelte Fläche als bei 84% aller Schweizer Gemeinden, zudem befindet sich ein Grosssee in der Nähe. Innerhalb der Gemeinde selbst macht Landwirtschaft 59%, Siedlungsfläche 27% und Wald 12% der Fläche aus.

What do these prices mean?

Rents in the range of CHF 35-43/m²/mo. serve as a reference value for market-rate listings in Cham. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Cham — quick answers

What does a rental apartment in Cham cost per month?

Rental prices in Cham are currently typically in the range CHF 35-43 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 2,500–2,950 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Cham cost per m²?

The m² price for owner-occupied apartments in Cham is typically in the range CHF 14'000-15'600 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Cham cost?

The m² price for houses in Cham is typically in the range CHF 13'000-16'600 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Cham?

The effective tax burden in Cham is 8.9 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 13,349 per year. The Swiss median is 19.8 %; the burden in Cham is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Cham?

No — in Cham the share of second homes is 7.4 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Cham?

A first reference point is the local price per square metre: in Cham the median is around CHF 14'781 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Cham colour-coded.

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