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Location profile for

3096 Oberbalm (BE)

Bern · 3096 · 865 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafety*Families2nd Home
Quality of lifeCosts & commute
Oberbalm (3096)Canton BECH Ø
Further out always means better — for costs and commutes: cheaper or faster.
*Safety: no separate figure for Oberbalm (3096). Police crime statistics list only the ~40 largest municipalities per canton individually — shown is the combined rate for the remaining municipalities in Bern.
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Location profile

Key location factors for Oberbalm at a glance.

Costs

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Tax burden
21.1 %
↑ Above CH median
Effective tax burden — roughly CHF 31,686 on an income of CHF 150,000. Rank 168 of 334 municipalities in Bern.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 531
↑ Expensive region
Average monthly premium for adults 2027. CHF 531 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 137 Young adultCHF 369
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Low
Cheaper than 90 % of all municipalities in Switzerland and 83 % in BE.
Typical range CHF 14–21 per m² / month · median
Buy (apartment)
Average
More expensive than 56 % of all municipalities in Switzerland and 78 % in BE.
Typical range CHF 5'500–8'500 per m² · median
Buy (house)
Average
Cheaper than 66 % of all municipalities in Switzerland, more expensive than 55 % in BE.
Typical range CHF 5'000–7'500 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.9 %
Tight market
0.9 % of all homes are vacant — 4 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
ThunBE76 min
FribourgFR77 min
OltenSO83 min
Bern BE 40 min
Basel BS 116 min
Zürich ZH 118 min
NPVM 2023 · ARE
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Car commute
ThunBE42 min
FribourgFR37 min
OltenSO83 min
Bern BE 26 min
Basel BS 97 min
Zürich ZH 123 min
Normal traffic · NPVM 2023

Quality of life

Land use
21.1 %
21.1 % forest, 5.0 % built-up area, 73.6 % farmland. The nearest forest edge is a median 100 metres away.
Source: FSO, land use statistics
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Safety
37.8 ‰
Safe
37.8 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (under 5,000, median 37.8) — not the national average. No separate figure: police crime statistics list only the ~40 largest municipalities per canton individually. Shown is the combined rate for the remaining municipalities in Bern.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
31 %
≈ Average
Tertiary level · CH Ø 35 %
Tertiary level
31 %
Upper secondary
62 %
Compulsory
7 %
FSO Structural Survey 2023
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Demographics
865 inhabitants
Children
16.6 %
Seniors 65+
23.2 %
Foreign nat.
2.7 %
Growth 5yr
+1.9 %
STATPOP 2024 · FSO
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Second homes
15.2 %
✓ No restriction
Share of second homes in housing stock (462 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 84.85 % · ARE 2025
Building structure
Single-family house
47 %
Building with 2 units
33 %
Multi-family house
14 %
2003 Median build year 13 % of which pre-1980 6 % Heat pump (from 2015) 3.7 Avg. rooms 103 m² Avg. floor area

Oberbalm has a mixed building structure: 47 % single-family, 14 % multi-family and 33 % 2-unit buildings.

The median build year 2003 is above the Swiss average (1991). 13 % of buildings date from before 1980.

Heat pumps are recorded in 6 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Oberbalm right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Oberbalm

What to watch in Oberbalm

Frequently asked questions

Wie viele Menschen leben in Oberbalm?

Oberbalm zählt 865 Einwohner gemäss BFS STATPOP. Die Bevölkerung ist in den letzten 5 Jahren um 1.9% gewachsen.

Wie stehen die Chancen, in Oberbalm eine Mietwohnung zu finden?

Der Wohnungsmarkt gilt mit einer Leerwohnungsziffer von 0.87% als knapp. Das freie Angebot ist entsprechend eingeschränkt.

Wie teuer ist Wohneigentum in Oberbalm?

Der Quadratmeterpreis für Wohneigentum liegt bei 6'960 CHF, das ist höher als in 56% aller Schweizer Gemeinden. Die Miete dagegen liegt mit 17.3 CHF pro m2 und Monat günstiger als in 90% aller Gemeinden.

Wie hoch ist die Steuerbelastung in Oberbalm?

Bei einem Bruttoeinkommen von 150'000 CHF liegt die Steuerbelastung für Alleinstehende ohne Kirchensteuer bei 21.1%, das entspricht 31'686 CHF. Das ist höher als in 79% aller Schweizer Gemeinden.

Wie ist die Altersstruktur der Bevölkerung in Oberbalm?

23.2% der Bevölkerung sind 65 Jahre oder älter, 16.6% sind unter 15 Jahren. Der Rest verteilt sich auf die übrigen Altersgruppen.

What do these prices mean?

Rents in the range of CHF 15-19/m²/mo. serve as a reference value for market-rate listings in Oberbalm. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Oberbalm — quick answers

What does a rental apartment in Oberbalm cost per month?

Rental prices in Oberbalm are currently typically in the range CHF 15-19 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,100–1,300 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Oberbalm cost per m²?

The m² price for owner-occupied apartments in Oberbalm is typically in the range CHF 6'600-7'400 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Oberbalm cost?

The m² price for houses in Oberbalm is typically in the range CHF 5'500-7'100 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Oberbalm?

The effective tax burden in Oberbalm is 21.1 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 31,686 per year. The Swiss median is 19.8 %; the burden in Oberbalm is above. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Oberbalm?

No — in Oberbalm the share of second homes is 15.2 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Oberbalm?

A first reference point is the local price per square metre: in Oberbalm the median is around CHF 6'960 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Oberbalm colour-coded.

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