Immoskop
DE EN FR
Immoskop › Property prices › ZH › Zürich
Location profile for

Zürich

Zurich · 436'551 inhabitants
…
estimated total cost per year
Open map ↗
TaxesHealth Ins.PTCarNatureEducationSafetyFamilies2nd Home
Quality of lifeCosts & commute
ZurichCanton ZHCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
⊙

Location profile

Key location factors for Zürich at a glance.

Costs

i
Tax burden
16.2 %
↓ Low
Effective tax burden — roughly CHF 24,307 on an income of CHF 150,000. Rank 138 of 160 municipalities in Zurich.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
i
Health insurance
CHF 513
↑ Expensive region
Average monthly premium for adults 2027. CHF 513 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 143 Young adultCHF 373
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Very high
More expensive than 97 % of all municipalities in Switzerland and 99 % in ZH.
Typical range CHF 33–50 per m² / month · median
Buy (apartment)
Very high
More expensive than 99 % of all municipalities in Switzerland and 96 % in ZH.
Typical range CHF 13–21k per m² · median
Buy (house)
Very high
More expensive than 99 % of all municipalities in Switzerland and 95 % in ZH.
Typical range CHF 13–20k per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.1 %
Tight market
0.1 % of all homes are vacant — 235 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

i
Public Transport
BadenAG34 min
LenzburgAG43 min
AarauAG44 min
Winterthur ZH 28 min
St. Gallen SG 65 min
Luzern LU 70 min
NPVM 2023 · ARE
i
Car commute
BadenAG24 min
LenzburgAG33 min
AarauAG40 min
Winterthur ZH 24 min
St. Gallen SG 57 min
Luzern LU 44 min
Normal traffic · NPVM 2023

Quality of life

Land use
26.4 %
26.4 % forest, 62.3 % built-up area, 9.5 % farmland. The nearest forest edge is a median 200 metres away.
Source: FSO, land use statistics
i
Safety
101.8 ‰
Safe
101.8 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (over 50,000, median 102.6) — not the national average.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
i
Education
64 %
↑ Above average
Tertiary level · CH Ø 35 %
Tertiary level
64 %
Upper secondary
23 %
Compulsory
13 %
FSO Structural Survey 2023
i
Demographics
436'551 inhabitants
Children
16.1 %
Seniors 65+
14.3 %
Foreign nat.
34.0 %
Growth 5yr
+3.9 %
STATPOP 2024 · FSO
i
Second homes
9.0 %
✓ No restriction
Share of second homes in housing stock (237,691 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 90.96 % · ARE 2025
Building structure
Single-family house
25 %
Building with 2 units
4 %
Multi-family house
65 %
1944 Median build year 80 % of which pre-1980 2 % Heat pump (from 2015) 2.9 Avg. rooms 78 m² Avg. floor area

Zürich has an urban character: 65 % of residential buildings are multi-family houses, 25 % single-family homes.

The median build year 1944 is below the Swiss average (1991). 80 % of buildings date from before 1980.

Heat pumps are recorded in 2 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Zürich right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Zürich

What to watch in Zürich

Frequently asked questions

Wie teuer ist Wohnen in Zürich im Vergleich zu anderen Gemeinden?

Der Kaufpreis von 16'858 CHF pro m2 ist teurer als in 99 % aller Schweizer Gemeinden, die Miete von 41.1 CHF pro m2 und Monat teurer als in 97 %. Zusätzlich liegt die Leerwohnungsziffer bei nur 0.1 %, was auf einen knappen Markt hinweist.

Wie hoch sind die Steuern in Zürich?

Für eine alleinstehende Person mit CHF 150'000 Bruttoeinkommen liegt die Steuerbelastung ohne Kirchensteuer bei 16.2 %, was CHF 24'307 entspricht. Das ist günstiger als in 83 % aller Schweizer Gemeinden.

Wie ist die Bevölkerungsstruktur in Zürich?

Zürich zählt 436'551 Einwohnerinnen und Einwohner, davon sind 16.1 % unter 15 Jahren und 14.3 % ab 65 Jahren. Das Bevölkerungswachstum der letzten 5 Jahre liegt bei 3.9 %.

Wie naturnah ist die Umgebung von Zürich?

Im Umkreis von Zürich gibt es mehr unversiegelte Fläche als bei 18 % aller Schweizer Gemeinden, zudem liegt ein Grosssee in der Nähe. Innerhalb der Gemeindegrenzen selbst beträgt der Waldanteil 26 % und der Landwirtschaftsanteil 10 %.

Wie hoch ist die Krankenkassenprämie in Zürich?

Für Erwachsene im Standardmodell liegt die monatliche Prämie bei 488 CHF. Das ist teurer als in 70 % aller Schweizer Gemeinden.

What do these prices mean?

Rents in the range of CHF 37-45/m²/mo. serve as a reference value for market-rate listings in Zürich. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Zürich — quick answers

What does a rental apartment in Zürich cost per month?

Rental prices in Zürich are currently typically in the range CHF 37-45 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 2,650–3,100 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Zürich cost per m²?

The m² price for owner-occupied apartments in Zürich is typically in the range CHF 16'000-17'800 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Zürich cost?

The m² price for houses in Zürich is typically in the range CHF 14'200-18'200 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Zürich?

The effective tax burden in Zürich is 16.2 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 24,307 per year. The Swiss median is 19.8 %; the burden in Zürich is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Zürich?

No — in Zürich the share of second homes is 9.0 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Zürich?

A first reference point is the local price per square metre: in Zürich the median is around CHF 16'858 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Zürich colour-coded.

Find your perfect place in Switzerland

Free · No registration · Results in seconds