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Location profile for

Luzern

Lucerne · 86'234 inhabitants
…
estimated total cost per year
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Quality of lifeCosts & commute
LuzernCanton LUCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
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Location profile

Key location factors for Luzern at a glance.

Costs

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Tax burden
15.0 %
↓ Low
Effective tax burden — roughly CHF 22,434 on an income of CHF 150,000. Rank 12 of 79 municipalities in Lucerne.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 446
≈ CH median
Average monthly premium for adults 2027. CHF 446 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 117 Young adultCHF 310
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Very high
More expensive than 90 % of all municipalities in Switzerland and 96 % in LU.
Typical range CHF 25–38 per m² / month · median
Buy (apartment)
Very high
More expensive than 92 % of all municipalities in Switzerland and 92 % in LU.
Typical range CHF 9–14k per m² · median
Buy (house)
Very high
More expensive than 90 % of all municipalities in Switzerland and 92 % in LU.
Typical range CHF 8–13k per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
1.0 %
Balanced
1.0 % of all homes are vacant — 486 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
ZugZG32 min
OltenSO49 min
Altdorf (UR)UR51 min
Zürich ZH 62 min
Bern BE 76 min
Basel BS 78 min
NPVM 2023 · ARE
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Car commute
ZugZG29 min
OltenSO44 min
Altdorf (UR)UR36 min
Zürich ZH 47 min
Bern BE 86 min
Basel BS 68 min
Normal traffic · NPVM 2023

Quality of life

Land use
21.9 %
21.9 % forest, 48.8 % built-up area, 26.8 % farmland. The nearest forest edge is a median 141 metres away.
Source: FSO, land use statistics
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Safety
103.3 ‰
Average
103.3 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (over 50,000, median 102.6) — not the national average.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
52 %
↑ Above average
Tertiary level · CH Ø 35 %
Tertiary level
52 %
Upper secondary
33 %
Compulsory
15 %
FSO Structural Survey 2023
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Demographics
86'234 inhabitants
Children
14.8 %
Seniors 65+
19.3 %
Foreign nat.
27.5 %
Growth 5yr
+4.8 %
STATPOP 2024 · FSO
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Second homes
10.1 %
✓ No restriction
Share of second homes in housing stock (48,073 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 89.93 % · ARE 2025
Building structure
Single-family house
24 %
Building with 2 units
7 %
Multi-family house
63 %
1955 Median build year 72 % of which pre-1980 4 % Heat pump (from 2015) 3.2 Avg. rooms 85 m² Avg. floor area

Luzern has an urban character: 63 % of residential buildings are multi-family houses, 24 % single-family homes.

The median build year 1955 is below the Swiss average (1991). 72 % of buildings date from before 1980.

Heat pumps are recorded in 4 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Luzern right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Luzern

What to watch in Luzern

Frequently asked questions

Wie teuer ist Wohnen in Luzern im Vergleich zu anderen Gemeinden?

Sowohl Kauf- als auch Mietpreise liegen deutlich über dem Schweizer Durchschnitt: Der Quadratmeterpreis für Wohneigentum von CHF 11'583 ist teurer als in 94 % aller Gemeinden, die Miete von CHF 30.5 pro m2 und Monat teurer als in 88 %.

Wie sieht die Verfügbarkeit von Wohnungen in Luzern aus?

Die Leerwohnungsziffer lag 2025 bei 1.01 %, was als ausgeglichener Markt eingestuft wird.

Wie hoch sind die Steuern in Luzern?

Für eine alleinstehende Person mit CHF 150'000 Bruttoeinkommen liegt die Steuerbelastung bei rund 15 % beziehungsweise CHF 22'434 (ohne Kirchensteuer). Das ist günstiger als in 94 % aller Schweizer Gemeinden.

Wie ist die Bevölkerungsstruktur in Luzern?

19.3 % der Bevölkerung sind 65 Jahre oder älter, 14.8 % sind unter 15 Jahre alt. Die Bevölkerung ist in den letzten 5 Jahren um 4.8 % gewachsen.

Wie naturnah ist die Umgebung von Luzern?

Im Umkreis gibt es mehr unversiegelte Fläche als bei 65 % aller Schweizer Gemeinden, zudem liegt Luzern an einem grossen See. Innerhalb der Gemeinde selbst entfallen 49 % der Fläche auf Siedlung, 22 % auf Wald und 27 % auf Landwirtschaft.

What do these prices mean?

Rents in the range of CHF 28-34/m²/mo. serve as a reference value for market-rate listings in Luzern. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Luzern — quick answers

What does a rental apartment in Luzern cost per month?

Rental prices in Luzern are currently typically in the range CHF 28-34 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 2,000–2,350 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Luzern cost per m²?

The m² price for owner-occupied apartments in Luzern is typically in the range CHF 10'500-11'700 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Luzern cost?

The m² price for houses in Luzern is typically in the range CHF 9'300-12'000 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Luzern?

The effective tax burden in Luzern is 15.0 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 22,434 per year. The Swiss median is 19.8 %; the burden in Luzern is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Luzern?

No — in Luzern the share of second homes is 10.1 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Luzern?

A first reference point is the local price per square metre: in Luzern the median is around CHF 11'116 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Luzern colour-coded.

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