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Location profile for

Zell Lu

Lucerne · 2'205 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafety*Families2nd Home
Quality of lifeCosts & commute
Zell LuCanton LUCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
*Safety: no separate figure for Zell Lu. Police crime statistics list only the ~40 largest municipalities per canton individually — shown is the combined rate for the remaining municipalities in Lucerne.
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Location profile

Key location factors for Zell Lu at a glance.

Costs

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Tax burden
16.3 %
↓ Low
Effective tax burden — roughly CHF 24,394 on an income of CHF 150,000. Rank 33 of 79 municipalities in Lucerne.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 400
↓ Cheap region
Average monthly premium for adults 2027. CHF 400 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 102 Young adultCHF 262
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Low
Cheaper than 87 % of all municipalities in Switzerland and 87 % in LU.
Typical range CHF 14–22 per m² / month · median
Buy (apartment)
Average
Cheaper than 69 % of all municipalities in Switzerland and 89 % in LU.
Typical range CHF 5'000–7'500 per m² · median
Buy (house)
Average
Cheaper than 70 % of all municipalities in Switzerland and 90 % in LU.
Typical range CHF 5'000–7'500 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.6 %
Tight market
0.6 % of all homes are vacant — 6 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
OltenSO60 min
AarauAG76 min
BurgdorfBE77 min
Luzern LU 62 min
Bern BE 88 min
Basel BS 98 min
NPVM 2023 · ARE
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Car commute
OltenSO40 min
AarauAG46 min
BurgdorfBE45 min
Luzern LU 46 min
Bern BE 69 min
Basel BS 64 min
Normal traffic · NPVM 2023

Quality of life

Land use
22.4 %
22.4 % forest, 11.5 % built-up area, 65.3 % farmland. The nearest forest edge is a median 100 metres away.
Source: FSO, land use statistics
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Safety
26.7 ‰
Very safe
26.7 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (under 5,000, median 37.8) — not the national average. No separate figure: police crime statistics list only the ~40 largest municipalities per canton individually. Shown is the combined rate for the remaining municipalities in Lucerne.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
24 %
↓ Below average
Tertiary level · CH Ø 35 %
Tertiary level
24 %
Upper secondary
55 %
Compulsory
21 %
FSO Structural Survey 2023
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Demographics
2'205 inhabitants
Children
18.9 %
Seniors 65+
19.3 %
Foreign nat.
14.4 %
Growth 5yr
+5.2 %
STATPOP 2024 · FSO
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Second homes
8.3 %
✓ No restriction
Share of second homes in housing stock (1,017 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 91.74 % · ARE 2025
Building structure
Single-family house
59 %
Building with 2 units
18 %
Multi-family house
17 %
2011 Median build year 2 % of which pre-1980 26 % Heat pump (from 2015) 4.4 Avg. rooms 118 m² Avg. floor area

Zell Lu is predominantly a single-family housing area: 59 % of residential buildings are single-family homes, 18 % have 2 units.

The median build year 2011 is above the Swiss average (1991). 2 % of buildings date from before 1980.

Heat pumps are recorded in 26 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Zell Lu right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Zell Lu

What to watch in Zell Lu

Frequently asked questions

Wie teuer ist Wohneigentum in Zell (LU) im Vergleich zu anderen Gemeinden?

Der Quadratmeterpreis liegt bei 5'995 CHF, das ist günstiger als in 69 % aller Schweizer Gemeinden. Damit bewegt sich Zell im unteren bis mittleren Preissegment.

Wie ist die Situation auf dem Mietwohnungsmarkt in Zell?

Die Mieten liegen bei 17.90 CHF pro m2 und Monat, günstiger als in 88 % aller Schweizer Gemeinden. Allerdings gilt der Markt mit einer Leerwohnungsziffer von 0.6 % als knapp, das Angebot an freien Wohnungen ist entsprechend gering.

Wie hoch sind die Steuern und Krankenkassenprämien in Zell?

Bei einem Bruttoeinkommen von CHF 150'000 liegt die Steuerbelastung für Alleinstehende ohne Kirchensteuer bei 16.3 % beziehungsweise CHF 24'394, günstiger als in 82 % aller Gemeinden. Die Krankenkassenprämie für Erwachsene im Standardmodell beträgt CHF 381 pro Monat, günstiger als in 97 % aller Schweizer Gemeinden.

Wie sieht die Altersstruktur der Bevölkerung in Zell aus?

18.9 % der Bevölkerung sind unter 15 Jahre alt, 19.3 % sind 65 Jahre oder älter. Die Bevölkerung ist in den letzten fünf Jahren um 5.2 % gewachsen.

Wie naturnah ist die Umgebung von Zell?

Im Umkreis von Zell gibt es mehr unversiegelte Fläche als bei 51 % aller Schweizer Gemeinden. Innerhalb der Gemeinde selbst entfallen 65 % der Fläche auf Landwirtschaft und 22 % auf Wald, bei einem Siedlungsanteil von 12 %.

What do these prices mean?

Rents in the range of CHF 16-20/m²/mo. serve as a reference value for market-rate listings in Zell Lu. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Zell Lu — quick answers

What does a rental apartment in Zell Lu cost per month?

Rental prices in Zell Lu are currently typically in the range CHF 16-20 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,150–1,350 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Zell Lu cost per m²?

The m² price for owner-occupied apartments in Zell Lu is typically in the range CHF 5'600-6'300 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Zell Lu cost?

The m² price for houses in Zell Lu is typically in the range CHF 5'400-6'900 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Zell Lu?

The effective tax burden in Zell Lu is 16.3 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 24,394 per year. The Swiss median is 19.8 %; the burden in Zell Lu is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Zell Lu?

No — in Zell Lu the share of second homes is 8.3 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Zell Lu?

A first reference point is the local price per square metre: in Zell Lu the median is around CHF 5'995 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Zell Lu colour-coded.

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