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Location profile for

8197 Rafz (ZH)

Zurich · 8197 · 4'769 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafety*Families2nd Home
Quality of lifeCosts & commute
Rafz (8197)Canton ZHCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
*Safety: no separate figure for Rafz (8197). Police crime statistics list only the ~40 largest municipalities per canton individually — shown is the combined rate for the remaining municipalities in Zurich.
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Location profile

Key location factors for Rafz at a glance.

Costs

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Tax burden
15.8 %
↓ Low
Effective tax burden — roughly CHF 23,774 on an income of CHF 150,000. Rank 103 of 160 municipalities in Zurich.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 447
≈ CH median
Average monthly premium for adults 2027. CHF 447 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 121 Young adultCHF 306
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Average
More expensive than 55 % of all municipalities in Switzerland, cheaper than 86 % in ZH.
Typical range CHF 18–27 per m² / month · median
Buy (apartment)
High
More expensive than 72 % of all municipalities in Switzerland, cheaper than 76 % in ZH.
Typical range CHF 6'500–9'500 per m² · median
Buy (house)
High
More expensive than 74 % of all municipalities in Switzerland, cheaper than 76 % in ZH.
Typical range CHF 6'500–10'000 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.4 %
Tight market
0.4 % of all homes are vacant — 9 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
SchaffhausenSH31 min
FrauenfeldTG79 min
BadenAG79 min
Zürich ZH 60 min
Winterthur ZH 60 min
St. Gallen SG 92 min
NPVM 2023 · ARE
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Car commute
SchaffhausenSH27 min
FrauenfeldTG46 min
BadenAG49 min
Zürich ZH 39 min
Winterthur ZH 38 min
St. Gallen SG 67 min
Normal traffic · NPVM 2023

Quality of life

Land use
33.6 %
33.6 % forest, 17.1 % built-up area, 49.3 % farmland. The nearest forest edge is a median 141 metres away.
Source: FSO, land use statistics
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Safety
42.7 ‰
Average
42.7 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (under 5,000, median 37.8) — not the national average. No separate figure: police crime statistics list only the ~40 largest municipalities per canton individually. Shown is the combined rate for the remaining municipalities in Zurich.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
37 %
≈ Average
Tertiary level · CH Ø 35 %
Tertiary level
37 %
Upper secondary
51 %
Compulsory
12 %
FSO Structural Survey 2023
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Demographics
4'769 inhabitants
Children
18.0 %
Seniors 65+
20.2 %
Foreign nat.
23.6 %
Growth 5yr
+2.3 %
STATPOP 2024 · FSO
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Second homes
6.8 %
✓ No restriction
Share of second homes in housing stock (2,240 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 93.17 % · ARE 2025
Building structure
Single-family house
66 %
Building with 2 units
12 %
Multi-family house
20 %
1989 Median build year 41 % of which pre-1980 42 % Heat pump (from 2015) 4.0 Avg. rooms 118 m² Avg. floor area

Rafz is predominantly a single-family housing area: 66 % of residential buildings are single-family homes, 12 % have 2 units.

The median build year 1989 is close to the Swiss average (1991). 41 % of buildings date from before 1980.

Heat pumps are recorded in 42 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Rafz right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Rafz

What to watch in Rafz

Frequently asked questions

Wie teuer ist Wohnen in Rafz im Vergleich zu anderen Gemeinden?

Der Kaufpreis von CHF 7'928 pro m2 liegt höher als in 73 % aller Schweizer Gemeinden. Die Miete von CHF 22.1 pro m2 und Monat ist höher als in 54 % aller Schweizer Gemeinden.

Wie ist die Verfügbarkeit von Wohnungen in Rafz?

Die Leerwohnungsziffer liegt bei 0.41 % (2025), was als knapper Markt eingestuft wird.

Wie hoch sind die Steuern in Rafz?

Bei einem Bruttoeinkommen von CHF 150'000 (alleinstehend, ohne Kirchensteuer) liegt die Steuerbelastung bei 15.8 %, das entspricht CHF 23'774. Damit ist Rafz günstiger als in 87 % aller Schweizer Gemeinden.

Wie setzt sich die Bevölkerung in Rafz zusammen?

Rafz hat 4'769 Einwohner. Der Anteil der unter 15-Jährigen liegt bei 18 %, der Anteil der ab 65-Jährigen bei 20.2 %.

Wie naturnah ist die Umgebung von Rafz?

Im Umkreis von Rafz gibt es mehr unversiegelte Fläche als bei 31 % aller Schweizer Gemeinden. Diese Auswertung bezieht sich auf die Umgebung im Umkreis, nicht auf die Flächenaufteilung der Gemeinde selbst, die zu 49 % aus Landwirtschaft, 34 % Wald und 17 % Siedlung besteht.

What do these prices mean?

Rents in the range of CHF 20-24/m²/mo. serve as a reference value for market-rate listings in Rafz. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Rafz — quick answers

What does a rental apartment in Rafz cost per month?

Rental prices in Rafz are currently typically in the range CHF 20-24 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,400–1,650 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Rafz cost per m²?

The m² price for owner-occupied apartments in Rafz is typically in the range CHF 7'500-8'400 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Rafz cost?

The m² price for houses in Rafz is typically in the range CHF 7'100-9'100 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Rafz?

The effective tax burden in Rafz is 15.8 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 23,774 per year. The Swiss median is 19.8 %; the burden in Rafz is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Rafz?

No — in Rafz the share of second homes is 6.8 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Rafz?

A first reference point is the local price per square metre: in Rafz the median is around CHF 7'928 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Rafz colour-coded.

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