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Location profile for

3772 St. Stephan (BE)

Bern · 3772 · 1'326 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafety*Families2nd Home
Quality of lifeCosts & commute
3772 St. StephanCanton BECH Ø
Further out always means better — for costs and commutes: cheaper or faster.
*Safety: no separate figure for 3772 St. Stephan. Police crime statistics list only the ~40 largest municipalities per canton individually — shown is the combined rate for the remaining municipalities in Bern.
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Location profile

Key location factors for St. Stephan at a glance.

Costs

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Tax burden
21.5 %
↑ Above CH median
Effective tax burden — roughly CHF 32,194 on an income of CHF 150,000. Rank 237 of 334 municipalities in Bern.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 455
≈ CH median
Average monthly premium for adults 2027. CHF 455 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 114 Young adultCHF 303
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
High
More expensive than 71 % of all municipalities in Switzerland and 89 % in BE.
Typical range CHF 20–30 per m² / month · median
Buy (apartment)
Average
Cheaper than 54 % of all municipalities in Switzerland, more expensive than 67 % in BE.
Typical range CHF 5'500–8'000 per m² · median
Buy (house)
Average
Cheaper than 62 % of all municipalities in Switzerland, more expensive than 61 % in BE.
Typical range CHF 5'500–8'000 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.7 %
Tight market
0.7 % of all homes are vacant — 8 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
ThunBE79 min
InterlakenBE111 min
Brig-GlisVS133 min
Bern BE 106 min
Basel BS 175 min
Zürich ZH 177 min
NPVM 2023 · ARE
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Car commute
ThunBE62 min
InterlakenBE69 min
Brig-GlisVS163 min
Bern BE 79 min
Basel BS 142 min
Zürich ZH 170 min
Normal traffic · NPVM 2023

Quality of life

Land use
31.3 %
31.3 % forest, 2.6 % built-up area, 51.1 % farmland. The nearest forest edge is a median 100 metres away.
Source: FSO, land use statistics
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Safety
37.8 ‰
Safe
37.8 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (under 5,000, median 37.8) — not the national average. No separate figure: police crime statistics list only the ~40 largest municipalities per canton individually. Shown is the combined rate for the remaining municipalities in Bern.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
19 %
↓ Below average
Tertiary level · CH Ø 35 %
Tertiary level
19 %
Upper secondary
66 %
Compulsory
15 %
FSO Structural Survey 2023
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Demographics
1'326 inhabitants
Children
18.7 %
Seniors 65+
25.0 %
Foreign nat.
8.8 %
Growth 5yr
-0.3 %
STATPOP 2024 · FSO
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Second homes
46.9 %
⚠ Law applies
Tourism municipality
Share of second homes in housing stock (1,175 units total). Above the 20% threshold — second-home law applies.
20 % threshold
0 % 30 % 60 %
Primary residence share 53.11 % · ARE 2025
Building structure
Single-family house
29 %
Building with 2 units
24 %
Multi-family house
17 %
1900 Median build year 69 % of which pre-1980 26 % Heat pump (from 2015) 3.2 Avg. rooms 82 m² Avg. floor area

St. Stephan has a mixed building structure: 29 % single-family, 17 % multi-family and 24 % 2-unit buildings.

The median build year 1900 is below the Swiss average (1991). 69 % of buildings date from before 1980.

Heat pumps are recorded in 26 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is St. Stephan right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for St. Stephan

What to watch in St. Stephan

Frequently asked questions

Wie viele Menschen leben in St. Stephan?

St. Stephan zählt 1'326 Einwohner laut BFS STATPOP. Die Bevölkerung ist in den letzten 5 Jahren um 0,3 % zurückgegangen.

Wie ist die Situation auf dem Wohnungsmarkt?

Die Leerwohnungsziffer liegt bei 0,68 % (2025), was als knapper Markt eingestuft wird. Der Zweitwohnungsanteil liegt bei 46,89 %.

Was kostet Wohneigentum in St. Stephan?

Der Quadratmeterpreis für Wohneigentum liegt bei 6'556 CHF und ist damit günstiger als in 54 % aller Schweizer Gemeinden. Die Miete liegt bei 24,4 CHF pro m2 und Monat, was teurer ist als in 71 % aller Schweizer Gemeinden.

Wie hoch sind Steuern und Krankenkassenprämien?

Bei einem Bruttoeinkommen von 150'000 CHF liegt die Steuerbelastung für Alleinstehende ohne Kirchensteuer bei 21,5 % beziehungsweise 32'194 CHF, teurer als in 90 % aller Schweizer Gemeinden. Die Krankenkassenprämie für Erwachsene im Standardmodell liegt bei 432 CHF im Monat, günstiger als in 65 % aller Schweizer Gemeinden.

Wie ist die Altersstruktur der Bevölkerung?

25 % der Bevölkerung sind 65 Jahre oder älter, 18,7 % sind unter 15 Jahre alt. Der Anteil an Personen mit einem Tertiärabschluss liegt bei 19 %, gegenüber rund 35 % im Schweizer Mittel.

What do these prices mean?

Rents in the range of CHF 22-27/m²/mo. serve as a reference value for market-rate listings in St. Stephan. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in St. Stephan — quick answers

What does a rental apartment in St. Stephan cost per month?

Rental prices in St. Stephan are currently typically in the range CHF 22-27 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,550–1,850 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in St. Stephan cost per m²?

The m² price for owner-occupied apartments in St. Stephan is typically in the range CHF 6'200-6'900 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in St. Stephan cost?

The m² price for houses in St. Stephan is typically in the range CHF 5'600-7'200 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in St. Stephan?

The effective tax burden in St. Stephan is 21.5 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 32,194 per year. The Swiss median is 19.8 %; the burden in St. Stephan is above. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in St. Stephan?

Yes — in St. Stephan the share of second homes is 46.9 %, above the 20 % threshold. The second-home law applies and construction of new second homes is restricted (primary-residence obligation for new builds, exceptions for legacy dwellings). Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in St. Stephan?

A first reference point is the local price per square metre: in St. Stephan the median is around CHF 6'556 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to St. Stephan colour-coded.

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