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Location profile for

Horgen

Zurich · 24'549 inhabitants
…
estimated total cost per year
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Quality of lifeCosts & commute
HorgenCanton ZHCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
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Location profile

Key location factors for Horgen at a glance.

Costs

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Tax burden
14.5 %
↓ Low
Effective tax burden — roughly CHF 21,732 on an income of CHF 150,000. Rank 19 of 160 municipalities in Zurich.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 477
≈ CH median
Average monthly premium for adults 2027. CHF 477 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 130 Young adultCHF 336
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Very high
More expensive than 91 % of all municipalities in Switzerland and 88 % in ZH.
Typical range CHF 26–40 per m² / month · median
Buy (apartment)
Very high
More expensive than 98 % of all municipalities in Switzerland and 93 % in ZH.
Typical range CHF 11–18k per m² · median
Buy (house)
Very high
More expensive than 96 % of all municipalities in Switzerland and 91 % in ZH.
Typical range CHF 10–16k per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
0.4 %
Tight market
0.4 % of all homes are vacant — 46 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
ZugZG23 min
LachenSZ34 min
Rapperswil-JonaSG37 min
Zürich ZH 39 min
Luzern LU 54 min
Winterthur ZH 65 min
NPVM 2023 · ARE
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Car commute
ZugZG23 min
LachenSZ22 min
Rapperswil-JonaSG28 min
Zürich ZH 25 min
Luzern LU 41 min
Winterthur ZH 54 min
Normal traffic · NPVM 2023

Quality of life

Land use
39.5 %
39.5 % forest, 18.8 % built-up area, 38.4 % farmland. The nearest forest edge is a median 100 metres away.
Source: FSO, land use statistics
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Safety
37.7 ‰
Very safe
37.7 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (20,000–50,000, median 65.5) — not the national average.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
51 %
↑ Above average
Tertiary level · CH Ø 35 %
Tertiary level
51 %
Upper secondary
35 %
Compulsory
14 %
FSO Structural Survey 2023
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Demographics
24'549 inhabitants
Children
19.1 %
Seniors 65+
18.6 %
Foreign nat.
31.4 %
Growth 5yr
+6.8 %
STATPOP 2024 · FSO
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Second homes
9.8 %
✓ No restriction
Share of second homes in housing stock (11,697 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 90.25 % · ARE 2025
Building structure
Single-family house
50 %
Building with 2 units
11 %
Multi-family house
36 %
1972 Median build year 58 % of which pre-1980 23 % Heat pump (from 2015) 3.7 Avg. rooms 103 m² Avg. floor area

Horgen has a mixed building structure: 50 % single-family, 36 % multi-family and 11 % 2-unit buildings.

The median build year 1972 is below the Swiss average (1991). 58 % of buildings date from before 1980.

Heat pumps are recorded in 23 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Horgen right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Horgen

What to watch in Horgen

Frequently asked questions

Wie teuer ist Wohnen in Horgen im Vergleich zu anderen Gemeinden?

Der Kaufpreis pro Quadratmeter liegt bei CHF 14'199 und damit höher als in 98% aller Schweizer Gemeinden. Auch die Miete mit CHF 32.60 pro m2 und Monat liegt über dem Niveau von 91% aller Gemeinden.

Wie stehen die Chancen, in Horgen eine Wohnung zu finden?

Die Leerwohnungsziffer liegt bei 0.39% (Stand 2025), was als knapper Markt eingestuft wird. Das Angebot an freien Wohnungen ist entsprechend begrenzt.

Wie hoch ist die Steuerbelastung in Horgen?

Bei einem Bruttoeinkommen von CHF 150'000, alleinstehend und ohne Kirchensteuer, liegt die Steuerbelastung bei 14.5% beziehungsweise CHF 21'732. Das ist günstiger als in 96% aller Schweizer Gemeinden.

Wie naturnah ist die Umgebung von Horgen?

Im Umkreis von Horgen gibt es mehr unversiegelte Fläche als bei 84% aller Schweizer Gemeinden, zudem liegt die Gemeinde an einem grossen See. Innerhalb der Gemeindefläche selbst sind 40% Wald und 38% landwirtschaftlich genutzt.

Wie hoch sind die Krankenkassenprämien in Horgen?

Die monatliche Prämie für Erwachsene im Standardmodell liegt bei CHF 452. Das ist teurer als in 50% aller Schweizer Gemeinden, also etwa im Mittelfeld.

What do these prices mean?

Rents in the range of CHF 29-36/m²/mo. serve as a reference value for market-rate listings in Horgen. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Horgen — quick answers

What does a rental apartment in Horgen cost per month?

Rental prices in Horgen are currently typically in the range CHF 29-36 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 2,100–2,450 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Horgen cost per m²?

The m² price for owner-occupied apartments in Horgen is typically in the range CHF 13'400-15'000 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Horgen cost?

The m² price for houses in Horgen is typically in the range CHF 11'300-14'500 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Horgen?

The effective tax burden in Horgen is 14.5 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 21,732 per year. The Swiss median is 19.8 %; the burden in Horgen is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Horgen?

No — in Horgen the share of second homes is 9.8 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Horgen?

A first reference point is the local price per square metre: in Horgen the median is around CHF 14'199 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Horgen colour-coded.

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