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Location profile for

Lugano

Ticino · 63,629 inhabitants
276 m a.s.l. · 75.9 km² · 838 inh./km² · Italian-speaking · urban · on a lake · 2 railway stations · Motorway A2 (Lugano Sud), 5 min · Localities: Pazzallo, Carabbia, Carona, Pambio-Noranco …
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estimated total cost per year
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TaxesHealth ins.TransitCarNatureEducationSafetyFamilies2nd homes
Quality of lifeCosts & commute
LuganoCanton TICH Ø
Further out always means better — for costs and commutes: cheaper or faster.
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Location profile

Key location factors for Lugano at a glance.

Costs

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Tax burden
17.7 %
↓ Below CH median
Effective tax burden in the standard case — roughly CHF 26,555 on an income of CHF 150,000 (single, no church tax). For your household: calculator above. Rank 30 of 100 municipalities in Ticino.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2026
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Health insurance
CHF 609
↑ Expensive region
Average monthly premium for adults 2027. CHF 609 / month.
CH median approx. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 155 Young adultCHF 423
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Buy (apartment)
High
More expensive than 81 % of all municipalities in Switzerland and 86 % in TI.
Typical range CHF 7–11k per m² · median
Buy (house)
Average
More expensive than 68 % of all municipalities in Switzerland and 77 % in TI.
Typical range CHF 6,500–9,000 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026

Vacant homes
2.1 %
Loose market
2.1 % of all homes are vacant — 881 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
BellinzonaTI36 min
ChiassoTI40 min
LocarnoTI53 min
Luzern LU 119 min
Zürich ZH 135 min
Winterthur ZH 163 min
NPVM 2023 · ARE
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Car commute
BellinzonaTI28 min
ChiassoTI23 min
LocarnoTI50 min
Luzern LU 111 min
Zürich ZH 141 min
Winterthur ZH 167 min
Normal traffic · NPVM 2023

Quality of life

Land use
66.3 %
66.3 % forest, 19.2 % built-up area, 10.3 % farmland. The nearest forest edge is a median 0 metres away.
Source: FSO, land use statistics
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Safety
61.1 ‰
Very safe
61.1 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (over 50,000, median 102.6) — not the national average.
Median of size class
0 ‰205.2 ‰
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
48 %
↑ Above average
Tertiary level · CH Ø 35 %
Tertiary level
48 %
Upper secondary
37 %
Compulsory
15 %
FSO Structural Survey 2023
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Demographics
63,629 inhabitants
Children
14.7 %
Seniors 65+
22.8 %
Foreign nat.
40.3 %
5-year growth
+1.6 %
STATPOP 2024 · FSO
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Second homes
15.2 %
✓ No restriction
Share of second homes in housing stock (42,254 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 84.77 % · ARE 2025
Building structure
Single-family house
56 %
Building with 2 units
14 %
Multi-family house
28 %
1976 Median build year 53 % of which pre-1980 10 % Heat pump (from 2015) 3.2 Avg. rooms 100 m² Avg. floor area

Lugano is predominantly a single-family housing area: 56 % of residential buildings are single-family homes, 14 % have 2 units.

The median build year 1976 is below the Swiss average (1991). 53 % of buildings date from before 1980.

Heat pumps are recorded in 10 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026
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Prices by postcode in Lugano

Lugano covers 22 localities and postcodes with their own price data. Rents in 6963 Cureggia are about 289% higher than in 6951 Insone.

6900LuganoCHF 24–37CHF 7–12k+50 %
6912Pazzallo–CHF 7–11k–
6913Carabbia–CHF 5,000–7,500–
6914Carona–CHF 6–11k–
6915Pambio-NorancoCHF 19–29CHF 6–11k+16 %
6917BarbengoCHF 15–24CHF 6,000–9,000−5 %
6918FiginoCHF 15–24CHF 6,500–9,500−3 %
6932BreganzonaCHF 19–29CHF 6–11k+15 %
6951InsoneCHF 13–20CHF 4,500–6,500−20 %
6959Piandera PaeseCHF 13–21CHF 4,500–6,500−17 %
6962ViganelloCHF 20–31CHF 7–12k+23 %
6963CureggiaCHF 51–77CHF 7–11k+212 %
6964Davesco-SoragnoCHF 16–24CHF 6–11k−3 %
6965CadroCHF 16–25CHF 6,500–9,500±0 %
6966Villa LuganeseCHF 15–23CHF 6,500–9,500−8 %
6967DinoCHF 18–28CHF 6,500–9,500+14 %
6968SonvicoCHF 15–23CHF 6,000–9,000−9 %
6974Aldesago–CHF 9–14k–
6976Castagnola–CHF 11–17k–
6977Ruvigliana–CHF 9–15k–
6978GandriaCHF 19–29CHF 6–11k+17 %
6979Brè sopra Lugano–CHF 7–11k–
Range around the median asking price per postcode (third-party market data). The costs above use the average for the whole municipality.

Is Lugano right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What do these prices mean?

Rents in the range of – serve as a reference value for market-rate listings in Lugano. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Lugano — quick answers

What does an owner-occupied apartment in Lugano cost per m²?

The m² price for owner-occupied apartments in Lugano is typically in the range CHF 7–11k per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Lugano cost?

The m² price for houses in Lugano is typically in the range CHF 6,500–9,000 per m². House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Lugano?

The effective tax burden in Lugano is 17.7 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 26,555 per year. The Swiss median is 19.8 %; the burden in Lugano is below that. Source: Swiss Federal Tax Administration tax burden statistics 2026.

Are there second-home restrictions in Lugano?

No — in Lugano the share of second homes is 15.2 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Lugano?

A first reference point is the local price per square metre: in Lugano condominiums typically cost CHF 7–11k per m². A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2,110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Lugano colour-coded.

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