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Location profile for

3413 Kaltacker (BE)

Bern · 3413 · Municipality of Heimiswil · 1'629 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafety*Families2nd Home
Quality of lifeCosts & commute
Kaltacker (3413)Canton BECH Ø
Further out always means better — for costs and commutes: cheaper or faster.
*Safety: no separate figure for Kaltacker (3413). Police crime statistics list only the ~40 largest municipalities per canton individually — shown is the combined rate for the remaining municipalities in Bern.
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Location profile

Key location factors for Kaltacker at a glance.

Costs

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Tax burden
21.5 %
↑ Above CH median
Effective tax burden — roughly CHF 32,194 on an income of CHF 150,000. Rank 237 of 334 municipalities in Bern.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 489
≈ CH median
Average monthly premium for adults 2027. CHF 489 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 124 Young adultCHF 333
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Low
Cheaper than 88 % of all municipalities in Switzerland and 77 % in BE.
Typical range CHF 14–22 per m² / month · median
Buy (apartment)
Average
Cheaper than 67 % of all municipalities in Switzerland, more expensive than 55 % in BE.
Typical range CHF 5'000–7'500 per m² · median
Buy (house)
Low
Cheaper than 89 % of all municipalities in Switzerland and 83 % in BE.
Typical range CHF 4'500–6'500 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
2.0 %
Loose market
2.0 % of all homes are vacant — 16 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
BurgdorfBE32 min
OltenSO67 min
SolothurnSO74 min
Bern BE 52 min
Basel BS 101 min
Zürich ZH 113 min
NPVM 2023 · ARE
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Car commute
BurgdorfBE13 min
OltenSO67 min
SolothurnSO39 min
Bern BE 41 min
Basel BS 82 min
Zürich ZH 107 min
Normal traffic · NPVM 2023

Quality of life

Land use
33.9 %
33.9 % forest, 5.1 % built-up area, 60.7 % farmland. The nearest forest edge is a median 100 metres away.
Source: FSO, land use statistics
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Safety
37.8 ‰
Safe
37.8 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (under 5,000, median 37.8) — not the national average. No separate figure: police crime statistics list only the ~40 largest municipalities per canton individually. Shown is the combined rate for the remaining municipalities in Bern.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
33 %
≈ Average
Tertiary level · CH Ø 35 %
Tertiary level
33 %
Upper secondary
61 %
Compulsory
6 %
FSO Structural Survey 2023
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Demographics
1'629 inhabitants
Children
18.8 %
Seniors 65+
20.4 %
Foreign nat.
4.4 %
Growth 5yr
-0.4 %
STATPOP 2024 · FSO
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Second homes
10.7 %
✓ No restriction
Share of second homes in housing stock (794 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 89.29 % · ARE 2025
Building structure
Single-family house
61 %
Building with 2 units
28 %
Multi-family house
6 %
2006 Median build year 7 % of which pre-1980 10 % Heat pump (from 2015) 4.3 Avg. rooms 110 m² Avg. floor area

Kaltacker is predominantly a single-family housing area: 61 % of residential buildings are single-family homes, 28 % have 2 units.

The median build year 2006 is above the Swiss average (1991). 7 % of buildings date from before 1980.

Heat pumps are recorded in 10 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Is Kaltacker right for you? Compare all 2,110 municipalities

Taxes, health insurance, housing costs and commute times — for every Swiss municipality.

What speaks for Kaltacker

What to watch in Kaltacker

Frequently asked questions

Wie viele Menschen leben in Heimiswil?

Heimiswil zählt 1'629 Einwohner laut BFS STATPOP. Die Bevölkerung ist in den letzten 5 Jahren um 0.4 % zurückgegangen.

Wie hoch sind die Wohnkosten in Heimiswil im Vergleich zu anderen Gemeinden?

Der Kaufpreis für Wohneigentum liegt bei 6'414 CHF pro m2, das ist günstiger als in 58 % aller Schweizer Gemeinden. Die Miete liegt bei 19.3 CHF pro m2 und Monat und ist günstiger als in 77 % aller Gemeinden.

Wie stehen die Chancen, in Heimiswil eine Wohnung zu finden?

Die Leerwohnungsziffer lag 2025 bei 2.03 %, was gemäss BFS als lockerer Markt eingestuft wird.

Wie hoch ist die Steuerbelastung in Heimiswil?

Für ein Bruttoeinkommen von 150'000 CHF liegt die Steuerbelastung bei 21.5 % beziehungsweise 32'194 CHF, alleinstehend und ohne Kirchensteuer. Das ist teurer als in 90 % aller Schweizer Gemeinden.

Wie ist die Fläche in Heimiswil aufgeteilt?

61 % der Fläche werden landwirtschaftlich genutzt, 34 % sind Wald und 5 % Siedlungsfläche. Im Umkreis der Gemeinde gibt es zudem mehr unversiegelte Fläche als bei 48 % aller Schweizer Gemeinden.

What do these prices mean?

Rents in the range of CHF 16-20/m²/mo. serve as a reference value for market-rate listings in Kaltacker. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Kaltacker — quick answers

What does a rental apartment in Kaltacker cost per month?

Rental prices in Kaltacker are currently typically in the range CHF 16-20 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,150–1,350 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Kaltacker cost per m²?

The m² price for owner-occupied apartments in Kaltacker is typically in the range CHF 5'700-6'400 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Kaltacker cost?

The m² price for houses in Kaltacker is typically in the range CHF 4'600-5'900 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Kaltacker?

The effective tax burden in Kaltacker is 21.5 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 32,194 per year. The Swiss median is 19.8 %; the burden in Kaltacker is above. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Kaltacker?

No — in Kaltacker the share of second homes is 10.7 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Kaltacker?

A first reference point is the local price per square metre: in Kaltacker the median is around CHF 6'086 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Kaltacker colour-coded.

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