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Location profile & property prices
3014 Bern (BE)

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Location profile

Key location factors for Bern at a glance.

i
Tax burden
20.3 %
↑ Above CH median
Effective tax burden — roughly CHF 30,501 on an income of CHF 150,000.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
i
Second homes
13.4 %
✓ No restriction
Share of second homes in housing stock (82,586 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 86.57 % · ARE 2025
i
Public Transport
ThunBE36 min
FribourgFR39 min
BurgdorfBE41 min
Basel BS 76 min
Zürich ZH 81 min
Luzern LU 84 min
NPVM 2023 · ARE
i
Car commute
ThunBE26 min
FribourgFR26 min
BurgdorfBE26 min
Basel BS 76 min
Zürich ZH 102 min
Luzern LU 84 min
Normal traffic · NPVM 2023
i
Health insurance
CHF 508
↑ Expensive region
Monthly premium for adults (standard model). CHF 508 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 133 Young adultCHF 352
BAG Priminfo 2026 · Standard model · CHF 300 deductible
i
Demographics
137'995 inhabitants
Children
15.7 %
Seniors 65+
17.2 %
Foreign nat.
25.8 %
Growth 5yr
+2.5 %
STATPOP 2024 · FSO
i
Education
60 %
↑ Above average
Tertiary level · CH Ø 35 %
Tertiary level
60 %
Upper secondary
28 %
Compulsory
12 %
FSO Structural Survey 2023
Building structure
Single-family house
29 %
Building with 2 units
6 %
Multi-family house
58 %
2004 Median build year 37 % of which pre-1980 6 % Heat pump (from 2015) 3.0 Avg. rooms 78 m² Avg. floor area

Bern has an urban character: 58 % of residential buildings are multi-family houses, 29 % single-family homes.

The median build year 2004 is above the Swiss average (1991). 37 % of buildings date from before 1980.

Heat pumps are recorded in 6 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Property prices

Rent (apartment)
CHF 26-32
per m² / month · median
Buy (apartment)
CHF 9'600-10'700
per m² · median
Buy (house)
CHF 8'600-11'000
per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: Own analysis of public Swiss real estate data · Net rent excl. utilities · Market analysis as of May 2026

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Quality of life at your address

Noise, sunlight and public transport vary significantly within Bern — street by street. Check a specific address:

Road noise (BAFU) Sunlight Public transport

Market development

25J10J5J1JToday
Last year
+5%
5 years
+20%
25 years
+120%

Prices by apartment size

BuyRent per month
Studio CHF 500k–600k CHF 800–1'000
2 rooms CHF 650k–750k CHF 1'400–1'600
3 rooms CHF 850k–950k CHF 1'900–2'100
4 rooms CHF 1.1M–1.2M CHF 2'400–2'600
5 rooms CHF 1.45M–1.55M CHF 3'200–3'400

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What speaks for Bern

What to watch in Bern

Frequently asked questions

How have property prices developed in Bern recently?

Property prices in Bern have risen significantly over the past year and shown strong growth over both five-year and 25-year periods. This reflects sustained demand in the capital, driven by its role as administrative center and attractive living environment.

Is it difficult to find a property to buy in Bern?

Yes, the purchase market shows very limited supply, creating strong competition among buyers. Properties often sell quickly, and buyers should be prepared to act decisively. The tight market conditions favor sellers in price negotiations.

How does the tax situation in Bern compare?

For a single person earning a higher income without church tax, Bern's tax burden sits in the Swiss midfield. It's neither particularly low nor exceptionally high compared to other municipalities across Switzerland.

Should I rent or buy in Bern?

The rental market offers abundant choice, giving tenants good options and negotiating position. In contrast, buying means facing above-average prices and very limited supply. Renting may suit those seeking flexibility or still building capital for purchase.

Is Bern suitable for families and long-term residents?

Bern combines urban amenities with manageable scale, green spaces, and strong infrastructure. The long-term price growth suggests stability and sustained demand. However, the high entry costs for ownership require careful financial planning for families considering buying.

What do these prices mean?

Rents in the range of CHF 26-32/m²/mo. serve as a reference value for market-rate listings in Bern. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Bern — quick answers

What does a rental apartment in Bern cost per month?

Rental prices in Bern are currently typically in the range CHF 26-32 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,900–2,200 per month as net cold rent — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Bern cost per m²?

The m² price for owner-occupied apartments in Bern is typically in the range CHF 9'600-10'700 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Bern cost?

The m² price for houses in Bern is typically in the range CHF 8'600-11'000 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Bern?

The effective tax burden in Bern is 20.3 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 30,501 per year. The Swiss median is 19.8 %; the burden in Bern is above. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Bern?

No — in Bern the share of second homes is 13.4 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Bern?

A first reference point is the local price per square metre: in Bern the median is around CHF 10'174 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. For a free, property-specific indication you can use the Immoskop analysis tool: enter the address and property details to receive a data-based reference value — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Comparison with neighbouring municipalities — purchase price difference to Bern colour-coded.

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