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Location profile for

St. Gallen

St. Gallen · 78'863 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafetyFamilies2nd Home
Quality of lifeCosts & commute
St GallenCanton SGCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
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Location profile

Key location factors for St. Gallen at a glance.

Costs

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Tax burden
19.1 %
↓ Below CH median
Effective tax burden — roughly CHF 28,646 on an income of CHF 150,000. Rank 70 of 75 municipalities in St. Gallen.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 457
≈ CH median
Average monthly premium for adults 2027. CHF 457 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 123 Young adultCHF 315
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Average
More expensive than 62 % of all municipalities in Switzerland and 77 % in SG.
Typical range CHF 18–28 per m² / month · median
Buy (apartment)
Average
More expensive than 65 % of all municipalities in Switzerland and 83 % in SG.
Typical range CHF 6'000–9'000 per m² · median
Buy (house)
High
More expensive than 73 % of all municipalities in Switzerland and 88 % in SG.
Typical range CHF 6'500–9'500 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
2.3 %
Loose market
2.3 % of all homes are vacant — 1,047 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
RorschachSG20 min
RomanshornTG31 min
Wil (SG)SG31 min
Winterthur ZH 51 min
Zürich ZH 82 min
Luzern LU 135 min
NPVM 2023 · ARE
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Car commute
RorschachSG16 min
RomanshornTG24 min
Wil (SG)SG22 min
Winterthur ZH 42 min
Zürich ZH 62 min
Luzern LU 105 min
Normal traffic · NPVM 2023

Quality of life

Land use
28.2 %
28.2 % forest, 42.1 % built-up area, 27.7 % farmland. The nearest forest edge is a median 100 metres away.
Source: FSO, land use statistics
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Safety
81.3 ‰
Very safe
81.3 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (over 50,000, median 102.6) — not the national average.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
42 %
≈ Average
Tertiary level · CH Ø 35 %
Tertiary level
42 %
Upper secondary
37 %
Compulsory
21 %
FSO Structural Survey 2023
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Demographics
78'863 inhabitants
Children
16.3 %
Seniors 65+
17.8 %
Foreign nat.
34.2 %
Growth 5yr
+3.6 %
STATPOP 2024 · FSO
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Second homes
14.7 %
✓ No restriction
Share of second homes in housing stock (45,956 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 85.29 % · ARE 2025
Building structure
Single-family house
33 %
Building with 2 units
5 %
Multi-family house
53 %
1956 Median build year 74 % of which pre-1980 4 % Heat pump (from 2015) 3.4 Avg. rooms 87 m² Avg. floor area

St. Gallen has a mixed building structure: 33 % single-family, 53 % multi-family and 5 % 2-unit buildings.

The median build year 1956 is below the Swiss average (1991). 74 % of buildings date from before 1980.

Heat pumps are recorded in 4 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

What do these prices mean?

Rents in the range of CHF 21-25/m²/mo. serve as a reference value for market-rate listings in St. Gallen. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in St. Gallen — quick answers

What does a rental apartment in St. Gallen cost per month?

Rental prices in St. Gallen are currently typically in the range CHF 21-25 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,450–1,750 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in St. Gallen cost per m²?

The m² price for owner-occupied apartments in St. Gallen is typically in the range CHF 7'000-7'900 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in St. Gallen cost?

The m² price for houses in St. Gallen is typically in the range CHF 7'000-9'000 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in St. Gallen?

The effective tax burden in St. Gallen is 19.1 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 28,646 per year. The Swiss median is 19.8 %; the burden in St. Gallen is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in St. Gallen?

No — in St. Gallen the share of second homes is 14.7 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in St. Gallen?

A first reference point is the local price per square metre: in St. Gallen the median is around CHF 7'446 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to St. Gallen colour-coded.

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