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Location profile for

Flums

St. Gallen · 5'400 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafetyFamilies2nd Home
Quality of lifeCosts & commute
FlumsCanton SGCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
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Location profile

Key location factors for Flums at a glance.

Costs

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Tax burden
18.3 %
↓ Below CH median
Effective tax burden — roughly CHF 27,383 on an income of CHF 150,000. Rank 62 of 75 municipalities in St. Gallen.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 424
≈ CH median
Average monthly premium for adults 2027. CHF 424 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 111 Young adultCHF 289
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
High
More expensive than 72 % of all municipalities in Switzerland and 89 % in SG.
Typical range CHF 20–30 per m² / month · median
Buy (apartment)
Average
More expensive than 55 % of all municipalities in Switzerland and 59 % in SG.
Typical range CHF 5'500–8'500 per m² · median
Buy (house)
Average
Cheaper than 60 % of all municipalities in Switzerland and 71 % in SG.
Typical range CHF 5'500–8'000 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
1.0 %
Tight market
1.0 % of all homes are vacant — 41 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
SargansSG23 min
Buchs (SG)SG34 min
ChurGR46 min
Zürich ZH 88 min
St. Gallen SG 98 min
Winterthur ZH 118 min
NPVM 2023 · ARE
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Car commute
SargansSG13 min
Buchs (SG)SG25 min
ChurGR29 min
Zürich ZH 62 min
St. Gallen SG 57 min
Winterthur ZH 84 min
Normal traffic · NPVM 2023

Quality of life

Land use
32.3 %
32.3 % forest, 4.3 % built-up area, 51.5 % farmland. The nearest forest edge is a median 100 metres away.
Source: FSO, land use statistics
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Safety
31.1 ‰
Very safe
31.1 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (5,000–10,000, median 42.7) — not the national average.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
26 %
≈ Average
Tertiary level · CH Ø 35 %
Tertiary level
26 %
Upper secondary
55 %
Compulsory
19 %
FSO Structural Survey 2023
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Demographics
5'400 inhabitants
Children
19.1 %
Seniors 65+
19.6 %
Foreign nat.
23.7 %
Growth 5yr
+10.5 %
STATPOP 2024 · FSO
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Second homes
44.4 %
⚠ Law applies
Tourism municipality
Share of second homes in housing stock (4,239 units total). Above the 20% threshold — second-home law applies.
20 % threshold
0 % 30 % 60 %
Primary residence share 55.6 % · ARE 2025
Building structure
Single-family house
60 %
Building with 2 units
18 %
Multi-family house
13 %
2010 Median build year 15 % of which pre-1980 16 % Heat pump (from 2015) 3.6 Avg. rooms 91 m² Avg. floor area

Flums is predominantly a single-family housing area: 60 % of residential buildings are single-family homes, 18 % have 2 units.

The median build year 2010 is above the Swiss average (1991). 15 % of buildings date from before 1980.

Heat pumps are recorded in 16 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

What do these prices mean?

Rents in the range of CHF 22-27/m²/mo. serve as a reference value for market-rate listings in Flums. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Flums — quick answers

What does a rental apartment in Flums cost per month?

Rental prices in Flums are currently typically in the range CHF 22-27 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,600–1,850 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Flums cost per m²?

The m² price for owner-occupied apartments in Flums is typically in the range CHF 6'500-7'300 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Flums cost?

The m² price for houses in Flums is typically in the range CHF 5'700-7'300 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Flums?

The effective tax burden in Flums is 18.3 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 27,383 per year. The Swiss median is 19.8 %; the burden in Flums is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Flums?

Yes — in Flums the share of second homes is 44.4 %, above the 20 % threshold. The second-home law applies and construction of new second homes is restricted (primary-residence obligation for new builds, exceptions for legacy dwellings). Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Flums?

A first reference point is the local price per square metre: in Flums the median is around CHF 6'935 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Flums colour-coded.

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