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Location profile & property prices
Schaffhausen

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Location profile

Key location factors for Schaffhausen at a glance.

i
Tax burden
15.4 %
↓ Low
Effective tax burden — roughly CHF 23,118 on an income of CHF 150,000.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Second homes
10.2 %
✓ No restriction
Share of second homes in housing stock (20,881 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 89.77 % · ARE 2025
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Public Transport
FrauenfeldTG68 min
KreuzlingenTG70 min
BadenAG75 min
Winterthur ZH 43 min
Zürich ZH 56 min
St. Gallen SG 86 min
NPVM 2023 · ARE
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Car commute
FrauenfeldTG43 min
KreuzlingenTG56 min
BadenAG68 min
Winterthur ZH 31 min
Zürich ZH 50 min
St. Gallen SG 61 min
Normal traffic · NPVM 2023
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Health insurance
CHF 456
≈ CH median
Monthly premium for adults (standard model). CHF 456 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 118 Young adultCHF 318
BAG Priminfo 2026 · Standard model · CHF 300 deductible
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Demographics
38'964 inhabitants
Children
16.1 %
Seniors 65+
22.1 %
Foreign nat.
31.2 %
Growth 5yr
+6.4 %
STATPOP 2024 · FSO
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Education
38 %
≈ Average
Tertiary level · CH Ø 35 %
Tertiary level
38 %
Upper secondary
44 %
Compulsory
18 %
FSO Structural Survey 2023
Building structure
Single-family house
57 %
Building with 2 units
8 %
Multi-family house
31 %
1954 Median build year 71 % of which pre-1980 20 % Heat pump (from 2015) 3.6 Avg. rooms 97 m² Avg. floor area

Schaffhausen is predominantly a single-family housing area: 57 % of residential buildings are single-family homes, 8 % have 2 units.

The median build year 1954 is below the Swiss average (1991). 71 % of buildings date from before 1980.

Heat pumps are recorded in 20 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

Property prices

Rent (apartment)
CHF 19-24
per m² / month · median
Range: CHF 12–37 /m²/Mt.
Buy (apartment)
CHF 6'300-7'100
per m² · median
Range: CHF 4'000–11'100 /m²
Buy (house)
CHF 6'000-7'800
per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: Own analysis of public Swiss real estate data · Net rent excl. utilities · Market analysis as of May 2026

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Quality of life at your address

Noise, sunlight and public transport vary significantly within Schaffhausen — street by street. Check a specific address:

Road noise (BAFU) Sunlight Public transport

Market development

25J10J5J1JToday
Last year
0%
5 years
+15%
25 years
+80%

Prices by apartment size

BuyRent per month
Studio CHF 450k–550k CHF 900–1'100
2 rooms CHF 500k–600k CHF 1'300–1'500
3 rooms CHF 600k–700k CHF 1'500–1'700
4 rooms CHF 750k–850k CHF 1'900–2'100
5 rooms CHF 1M–1.1M CHF 2'400–2'600

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Frequently asked questions

Wie haben sich die Immobilienpreise in Schaffhausen entwickelt?

Die Preise sind langfristig stark gestiegen und auch im letzten Jahr leicht weiter angestiegen. Diese Entwicklung spiegelt eine anhaltende Nachfrage wider. Wer kaufen möchte, sollte mit einem dynamischen Markt rechnen.

Wie ist die Steuersituation in Schaffhausen?

Die Steuerbelastung liegt für eine ledige Person mit mittlerem bis höherem Einkommen unter dem schweizerischen Durchschnitt. Dies macht die Stadt steuerlich attraktiver als viele andere Gemeinden, wobei die individuelle Situation natürlich variieren kann.

Ist es schwierig, in Schaffhausen eine Wohnung zu finden?

Ja, das Angebot ist sowohl auf dem Kauf- als auch auf dem Mietmarkt knapp. Käufer stehen einem ausgesprochenen Verkäufermarkt gegenüber. Wohnungssuchende sollten Geduld und Flexibilität mitbringen.

Lohnt sich der Kauf einer Wohnung in Schaffhausen?

Bei knappem Angebot und langfristig steigenden Preisen kann Eigentum eine sinnvolle Investition sein, sofern man langfristig plant. Die Preisentwicklung deutet auf stabile Nachfrage hin. Individuelle Finanzierbarkeit und Lebenssituation sind jedoch entscheidend.

Für wen eignet sich Schaffhausen als Wohnort?

Die Stadt bietet städtische Infrastruktur bei überschaubarer Grösse und einer Steuerlast unter dem Schweizer Durchschnitt. Für Pendler Richtung Zürich oder Deutschland sowie für Familien mit Interesse an einem mittleren Preisniveau kann sie attraktiv sein.

What do these prices mean?

Rents in the range of CHF 19-24/m²/mo. serve as a reference value for market-rate listings in Schaffhausen. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Schaffhausen — quick answers

What does a rental apartment in Schaffhausen cost per month?

Rental prices in Schaffhausen are currently typically in the range CHF 19-24 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,350–1,600 per month as net cold rent — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Schaffhausen cost per m²?

The m² price for owner-occupied apartments in Schaffhausen is typically in the range CHF 6'300-7'100 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Schaffhausen cost?

The m² price for houses in Schaffhausen is typically in the range CHF 6'000-7'800 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Schaffhausen?

The effective tax burden in Schaffhausen is 15.4 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 23,118 per year. The Swiss median is 19.8 %; the burden in Schaffhausen is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Schaffhausen?

No — in Schaffhausen the share of second homes is 10.2 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Schaffhausen?

A first reference point is the local price per square metre: in Schaffhausen the median is around CHF 6'719 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. For a free, property-specific indication you can use the Immoskop analysis tool: enter the address and property details to receive a data-based reference value — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Comparison with neighbouring municipalities — purchase price difference to Schaffhausen colour-coded.

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