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Location profile for

Thal

St. Gallen · 7'137 inhabitants
…
estimated total cost per year
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TaxesHealth Ins.PTCarNatureEducationSafetyFamilies2nd Home
Quality of lifeCosts & commute
ThalCanton SGCH Ø
Further out always means better — for costs and commutes: cheaper or faster.
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Location profile

Key location factors for Thal at a glance.

Costs

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Tax burden
15.9 %
↓ Low
Effective tax burden — roughly CHF 23,882 on an income of CHF 150,000. Rank 9 of 75 municipalities in St. Gallen.
CH median 19.8 %
8 % 16.5 % 25 %
Single, without church tax · FTA 2025
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Health insurance
CHF 424
≈ CH median
Average monthly premium for adults 2027. CHF 424 / month.
CH median ca. CHF 450
CHF 300 CHF 450 CHF 600
ChildCHF 111 Young adultCHF 289
FOPH Priminfo 2027 · average premium across all deductibles and models

Property prices

Rent (apartment)
Average
More expensive than 55 % of all municipalities in Switzerland and 66 % in SG.
Typical range CHF 18–27 per m² / month · median
Buy (apartment)
Average
More expensive than 53 % of all municipalities in Switzerland and 56 % in SG.
Typical range CHF 5'500–8'500 per m² · median
Buy (house)
Average
More expensive than 68 % of all municipalities in Switzerland and 72 % in SG.
Typical range CHF 6'500–9'500 per m² · median
House prices vary considerably depending on plot, buildability and location within the municipality.

Source: third-party market data · July 2026 · asking rents from listings

Vacant homes
1.4 %
Balanced
1.4 % of all homes are vacant — 51 units, as of 1 June 2025. Below 1 % the market counts as tight, from 2 % as loose.
0 %1.5 %3 %
Source: FSO, vacant dwelling count

Commutes

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Public Transport
RorschachSG18 min
AltstättenSG39 min
RomanshornTG44 min
St. Gallen SG 33 min
Winterthur ZH 79 min
Zürich ZH 110 min
NPVM 2023 · ARE
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Car commute
RorschachSG9 min
AltstättenSG23 min
RomanshornTG27 min
St. Gallen SG 20 min
Winterthur ZH 56 min
Zürich ZH 76 min
Normal traffic · NPVM 2023

Quality of life

Land use
11.4 %
11.4 % forest, 40.1 % built-up area, 39.9 % farmland. The nearest forest edge is a median 200 metres away.
Source: FSO, land use statistics
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Safety
42.7 ‰
Safe
42.7 offences per 1,000 residents (Swiss Criminal Code, 2025). Rated against municipalities of the same size class (5,000–10,000, median 42.7) — not the national average.
Median of size class
Excludes narcotics and immigration law (enforcement-driven offences) · FSO Police Crime Statistics 2025
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Education
34 %
≈ Average
Tertiary level · CH Ø 35 %
Tertiary level
34 %
Upper secondary
54 %
Compulsory
12 %
FSO Structural Survey 2023
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Demographics
7'137 inhabitants
Children
16.9 %
Seniors 65+
20.7 %
Foreign nat.
24.7 %
Growth 5yr
+8.7 %
STATPOP 2024 · FSO
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Second homes
12.2 %
✓ No restriction
Share of second homes in housing stock (3,612 units total). Below the 20% threshold — no second-home restrictions.
20 % threshold
0 % 30 % 60 %
Primary residence share 87.79 % · ARE 2025
Building structure
Single-family house
71 %
Building with 2 units
7 %
Multi-family house
17 %
2002 Median build year 28 % of which pre-1980 24 % Heat pump (from 2015) 4.0 Avg. rooms 110 m² Avg. floor area

Thal is predominantly a single-family housing area: 71 % of residential buildings are single-family homes, 7 % have 2 units.

The median build year 2002 is above the Swiss average (1991). 28 % of buildings date from before 1980.

Heat pumps are recorded in 24 % of updated GWR entries (from 2015).

FSO Register of Buildings and Dwellings (GWR) 2026

What do these prices mean?

Rents in the range of CHF 20-24/m²/mo. serve as a reference value for market-rate listings in Thal. Individual listings may vary significantly depending on location, condition, and floor.

Prices & location in Thal — quick answers

What does a rental apartment in Thal cost per month?

Rental prices in Thal are currently typically in the range CHF 20-24 per m² per month (range depending on location, condition and floor). A 70 m² apartment thus comes to roughly CHF 1,400–1,650 per month — the effective market range starts lower for small apartments and rises disproportionately for large ones.

What does an owner-occupied apartment in Thal cost per m²?

The m² price for owner-occupied apartments in Thal is typically in the range CHF 6'400-7'200 per m². The actual range depends heavily on location, year built, finish standard and views.

What does a single-family house in Thal cost?

The m² price for houses in Thal is typically in the range CHF 6'700-8'600 per m² (defensive range ±12 %). House prices vary considerably depending on plot size, buildability and micro-location within the municipality — a direct m² comparison serves only as an initial orientation.

How high is the tax burden in Thal?

The effective tax burden in Thal is 15.9 % on income — for a gross income of CHF 150,000 (single, without church tax) this amounts to roughly CHF 23,882 per year. The Swiss median is 19.8 %; the burden in Thal is below. Source: Swiss Federal Tax Administration tax burden statistics 2025.

Are there second-home restrictions in Thal?

No — in Thal the share of second homes is 12.2 %, below the 20 % threshold. The second-home law does not apply here, and new second homes are generally permitted. Source: Federal Office for Spatial Development (ARE), 2025.

How can I estimate a property's value in Thal?

A first reference point is the local price per square metre: in Thal the median is around CHF 6'829 per m² for condominiums. A realistic estimate also factors in location, year of construction, condition, fit-out quality and view. How the price compares with other municipalities is shown by the Immoskop municipality comparison: all 2’110 municipalities by housing costs, taxes and health insurance premiums — as guidance, not a substitute for an official or bank-verified valuation.

Property prices nearby

Municipalities nearby, ordered by driving time — purchase price difference to Thal colour-coded.

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